The overall economy might be strong, but that doesn’t mean businesses of every size aren’t feeling the pinch from inflation. The inflation rate jumped from 1.4% in 2020 to 7% in 2021, and it’s on track to be even higher in 2022. In this environment, it’s natural for businesses to look for ways to cut costs and save money.
Thankfully, Delta Dental’s Small Business Program (SBP) plans mean that dental benefits don’t have to be a casualty. With our SBP plans, it’s never been easier for your clients to help protect employees’ smiles without breaking their budgets.
What is the Small Business Program?
The Small Business Program is Delta Dental’s plan offerings for businesses with two to 99 employees. These plans are designed to be flexible so that your clients can choose the options that make the most sense for their businesses. They’ll be able to save money while still offering their employees great coverage.
What kind of coverage options are available?
SBP dental plans are available in a three-tier structure to meet clients’ needs regardless of budget. Delta Dental PPO™ and DeltaCare® USA plans are available at each tier.
If your clients are looking for more, they can pair their Delta Dental plan with a DeltaVision plan (please note, only plans administered by Allied Administrators are eligible for DeltaVision pairings). There are also options with Delta Dental PPO plans for voluntary benefits, where employees pay anywhere from 50% to all of the premiums.
For more details, explore our SBP plan comparison.
Why should businesses offer dental coverage when budgets are tight?
Offering dental benefits can help your clients save money over the long run. Each year, over $45 billion is lost in productivity because of dental issues, according to the Centers for Disease Control and Prevention. Employees without coverage may avoid going to the dentist or delay care because of the cost, which can result in more severe dental issues and more time off work. In contrast, employees with dental coverage are more likely to visit the dentist and maintain a higher level of health and wellness.
With SBP plans, any of your clients can help employees stay healthy — and their budgets to stay in check!