A new kind of large group plan is coming to DeltaCare® USA plans in 2021. Effective January 1, 2021, DeltaCare USA i‑series plans will be available with comprehensive coverage for dental implants. Once i‑series plan rollouts are complete (there will be nine in total), they will be available in all 50 states and Washington, D.C.
These plans are designed to address the growing demand for dental implants. The same outstanding features that DeltaCare USA plans are known for, like affordable prices, coverage for orthodontics and coverage for teeth whitening are all still here, too. With this updated value proposition of enhanced benefits and consistent coverage, offering DeltaCare USA is a more attractive proposition than ever before.
For more information, please contact your account manager.
Most businesses organize some sort of employee appreciation event every year. Why do we do it? Because other companies do it? Because social media tells us we should? Or maybe there’s a science behind it?
There actually is some science behind it. Here are ways you can boost employee happiness and productivity while going easy on your budget.
Pay attention to these four brain chemicals, their positive effects, and some ways to get them pumping:
Endorphins are chemicals meant to ease pain and stress, but they are also proven to boost happiness. Since physical activities help produce endorphins, here are a range of activities that can get your employees moving:
- Organize an intramural-style sport activity for your company. Popular sports include basketball, softball, volleyball and kickball. ZogSports coordinates leagues in major metro areas, and many smaller areas have local leagues.
- Encourage members of your team to start a running group and run a race. Bonus points if you’re benefitting a charity or cause!
- Look into getting a reduced group rate for fitness classes. There are plenty of cycling, strength training, yoga, barre and other studio fitness classes to choose from.
A lift in dopamine can kick-start some serious motivation and productivity, because it targets the reward center of the brain. Low levels of dopamine have been linked to procrastination and self-doubt, which is the opposite of how you want your employees feeling. Some motivation-boosting activities include:
- Coordinate goal-setting meetings with specific rewards. If you plan out small milestones and celebrate each one, you’re encouraging continuous productivity and rewarding motivated behavior each time. Rewards can be as big or small as you want.
- Play music at some points during the day, as long as it’s not distracting. Hearing music that you like is proven to boost dopamine levels. And it wouldn’t hurt if your team also got up and moved to the beat!
- Encourage learning new skills or being creative. Set up a class at a local craft shop, share a video on the basics of drawing, or give your employees access to adult coloring books.
Serotonin is the chemical perhaps most closely linked to your mood. It contributes to feelings like calmness, and a lack of serotonin is linked to anxiety. Thankfully, there a lot of natural ways to boost serotonin levels and improve your employee’s moods, including:
- Soaking up some sun. Plan your next team event around being outside —organize a team lunch at a local restaurant with a great patio, or simply relocate your weekly brownbag to a picnic table near the office.
- Think positively and spread positivity. One of the easiest ways to boost serotonin levels is to recall positive experiences from the past. And try creating positive experiences for your employees going forward with a recognition program.
The “trust hormone” is crucial in corporate culture. It helps us build working relationships and create positive interactions with one another. Here are a few things you can try in the workplace to build relationships and trust:
- Try a trust- and team-building experience, like an escape room or obstacle course.
- Give (and receive) small gifts! It’s been proven that giving a gift can often feel just as good as receiving one. Take this CEO for instance, who wrote each of his employees a birthday card (and received cards in return for his!).
Take a challenge and try integrating each of these happy chemicals into your employee engagement strategy throughout the year.
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Okay, so maybe you didn’t learn everything you need to know about utilization and benefit rates in kindergarten. But you did learn that taking care of your teeth helped you stay healthy. And believe it or not, that fact is often a driving force in the world of dental benefit rates.
Claims and utilization metrics can be viewed as a measure of how well your clients’ employees have learned the “brush your teeth” lesson. They can also play a big role in dental benefit pricing. In order for your clients to balance their benefits costs while offering their employees the best benefits possible, it really comes down to a few basic concepts.
How are their employees using their benefits? Are most of them visiting for checkups and cleanings, or is there a high number of employees that are visiting the dentist to treat cavities, periodontal disease or other dental conditions? These numbers represent their utilization of the dental plan.
By identifying trends, you assist your clients in evaluating their plan performance and making adjustments if necessary. If they have unfavorable utilization patterns, can you help them turn this around by encouraging their enrollees to get preventive care? Should you recommend a change in plan design? (Hint: Delta Dental can help!)
Talk to your clients about how their numbers stack up to carrier and industry benchmarks. These comparisons are an additional factor in determining their rates for new coverage and renewals.
Sounds simple, right? Not exactly. There are a variety of numbers, patterns and benchmarking data to be considered – all of which can affect rates.
And that’s just the beginning. Turns out it’s complicated – maybe it’s not so easy that a kindergartner could understand it. But by working with your clients to make sense of it all, you can help them create strategies that promote savings and happy, healthy employees.
Delta Dental offers comprehensive and easy-to-use reporting to help your clients maximize their benefit dollars.