Repeal, replace or repair? These are the three Rs dominating the news in recent weeks about how U.S. Congressional Republicans want to overhaul the Affordable Care Act.
Republicans, who represent the majority in both the House and Senate, have an opportunity to rewrite the health care law, but are generally split into three camps on how to do so: Repeal the whole law now and replace later, perhaps incrementally; repeal once a complete replacement is ready; or repair the ACA for now, then determine what to do next.
Regardless of which strategy they select, something new is on the horizon, and Delta Dental is working to ensure dental benefits aren’t left out of the discussion.
About one million previously uninsured Americans today have affordable dental coverage as a result of dental benefits sold in public health exchanges, while employer-sponsored plans continue to enjoy tax-exempt coverage. Since our mission is to advance dental health and access to care, we want to preserve this progress in whatever legislation may come.
To this end, here’s what we’re telling lawmakers:
- Allow people with exchange dental coverage to renew those policies with the carriers they’ve selected—whether or not those marketplaces continue—to minimize disruption.
- If a new law includes tax credits to help eligible Americans purchase benefits, let those credits be used for dental as well as medical coverage.
- Keep the tax-exempt status for employer-sponsored dental benefits; expand that exemption to allow individuals to pay dental premiums with tax-free dollars.
Whether repeal, replace, or repair, the key “r” word for Delta Dental is ready.
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